Service, amount, cadence, and renewal date.
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Recurring spending · free CSV
Complete subscription audit
Inventory provider, amount, frequency, payment method, usage, renewal date, and next decision.
Direct answer
What this template helps you do
The subscription-audit CSV creates one inventory of service, owner, amount, cadence, payment method, renewal date, usage, decision, cancellation path, and proof. It is designed to find both monthly and annual recurring charges without bank access.
Inside the file
What the template includes
Billing owner and payment method.
Usage, value, and keep/cancel/downgrade decision.
Cancellation path, confirmation, and follow-up.
Best suited for
- Quarterly personal or household audits.
- Finding annual renewals and free trials.
- Preparing a clean list before using a tracker app.
Use it well
Step-by-step instructions
- 01Search every source
Review statements, app stores, wallets, email receipts, and shared plans.
- 02Normalize the cost
Keep actual cadence and also calculate an annual view for comparison.
- 03Make one decision
Mark keep, cancel, pause, downgrade, switch, or investigate.
- 04Verify the outcome
Save proof and check the next expected billing period.
Make it fit
How to customize the working copy
- Add family member, work reimbursement, and tax-category fields when appropriate.
- Record annual commitment and notice requirements.
- Protect account identifiers and financial information.
Boundaries
What this template does not replace
- Manual review may miss unfamiliar merchant descriptors.
- The template does not cancel services or monitor future statements.
- Prices and cancellation paths can change.
Common questions
Common questions about Complete subscription audit
How do I make a complete subscription list?
Combine bank and card statements, Apple and Google subscriptions, PayPal or wallet activity, email receipts, free-trial messages, and annual renewal notices.
How should annual subscriptions be recorded?
Keep the actual annual amount and renewal date, then add a monthly equivalent only for comparison.
What subscription decisions should the audit include?
Use keep, cancel, pause, downgrade, switch, or investigate so every row has one clear next action.
How often should the audit be updated?
Review quarterly and before major annual-renewal periods, moving, graduation, job changes, or household budget changes.
When should I update the completed template?
Update it after a material change, new source document, completed action, or exception. Keep the prior version when the decision history matters.
An optional next step
When you want renewals watched in one place
SaveOnSubs is the optional iOS companion for tracking renewal dates, forgotten subscriptions, and confirmed cancellations.
Follow app updates Keep using every guide, tool, and template for free.